Decisions about senior care and senior living are often made as a result of an injury or illness, and a decision regarding home care or assisted living services must be made quickly. Being knowledgeable about your options and planning ahead will allow you to make the best decision for all involved in a timely manner.
Nonmedical Home Health Agencies differ from companion services because they provide an additional level of assistance in the home. In addition to the homemaker/companion services, such as meal preparation, light housekeeping, errand services and recreational activities, a nonmedical home health agency may also offer hands-on personal care services. Personal care services typically include assistance with activities of daily living, such as bathing, dressing, grooming, eating, mobility and going to the bathroom. Long-term care insurance may cover services from a nonmedical home health agency, but Medicare and Medicaid often do not. An agency such as this is still considered nonmedical because it is not providing the skilled care a licensed home health agency provides.
A Licensed Home Health Agency provides skilled care in the home that may include services such as IV therapy, wound care, physical therapy, occupational therapy, speech therapy or respiratory therapy. Most home health agencies also have home health aides to provide personal care services, such as bathing, grooming and dressing assistance. Private insurance coverage or Medicare/Medicaid programs may reimburse licensed home health agency services.
Getting additional assistance in the home early on can drastically reduce your risk of a more serious illness or medical condition later on. It may be difficult at first to ask for the additional assistance but you’ve worked hard in life and it may be time you had someone assist or someone “catering” to your daily needs.